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To get it, all you have to do is use your eBates card to shop at Target, and you'll get cash back on every single purchase. That's right, you don't even have to use your eBates card at Target to qualify for the perk

But that's not all. If you do decide to use your eBates card at Target, then you'll get a $25 Target gift card. And, of course, you'll get the extra cash back any time you turn around and make a purchase. It's a great deal, but Target's got some catching up to do before it can be called the best cash-back card.

Both Citi and eBates offer cash back for every type of eligible purchase, including free shipping, in which case the difference between the two cards becomes relatively minor. You can get 10% cash back on all eligible purchases on Citi's card, while eBates offers 10% cash back on purchases at a wide variety of retailers. Both cards offer unlimited cash back in the form of statement credits, which translates to a $100 cashback in addition to your regular eBates or eBates debit card.

But rakuten free shipping is just one part of a healthy credit card portfolio. Fortunately, eBates has you covered with a robust range of products, including extra perks, insurance and credit protection. Each product category has its own terms and conditions, so you'll want to check with your credit card provider for the latest details. If you buy a eBates card from eBates, you'll also get an extra $40 in eBates gift cards, and you can put those toward an optional annual membership to the eBates Rewards cardholders' club.

For a full list of the perks all eBates cards offer, check out our guide to the eBates card perks. But, as with any credit card, eBates cards offer higher rewards when you pay your bill in full every month. (We're partial to the eBates, which gives you 6% cash back on all purchases for bills that are paid in full every month.) That means you'll earn more cash back than with other credit cards, but also spend more in the long run.